Freddie Mac Loan-Level Data API

Dataset Fields

The deepest single-agency loan-level dataset available — including zero-balance codes, repurchase flags, and MI recoveries more granular than what legacy platforms expose to non-enterprise subscribers.

55M+ loans

1999 – present · Monthly performance · Largest agency dataset

Credit Score Zero-Balance Codes MI Recovery Repurchase Flags ARM Rate Resets Servicer Name MSA

Delivery Options

Managed Snowflake Delivery or Managed Cloud Delivery (your own S3 / ADLS / GCS, materialized into your warehouse) — both run on TrueABS-maintained pipelines, no devops on your side. See the full pricing & deployment matrix →

Sample Query

Average FICO/LTV and 60+ day delinquency UPB by vintage, Freddie Mac purchase loans.

SELECT orig_vintage_year, AVG(fico_score) AS avg_fico, AVG(orig_ltv_ratio) AS avg_ltv, SUM(CASE WHEN dq_status >= 60 THEN upb_at_issuance END) AS dq60_upb
FROM loan_performance_all
WHERE agency = 'FHLMC' AND orig_purpose = 'Purchase' AND orig_vintage_year BETWEEN 2020 AND 2023 GROUP BY 1 ORDER BY 1;

Why TrueABS vs. Legacy Platforms

ICE/eMBS and Black Knight/McDash charge $50K–$200K/yr for access built on the same free public Freddie Mac disclosures we use. Their moat is legacy lock-in, not the data. TrueABS reconstructs the full format history (a Format Registry, not ad-hoc ETL patches) so vintage data stays consistent — at developer-first pricing.

Get Freddie Mac Data on TrueABS

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Also covering Fannie Mae loan-level data and Ginnie Mae loan-level data (FHA / VA / USDA) — or head back to the TrueABS homepage.